Michael Gardner has over 25 years of professional experience and has specialized in complex damages analysis since 1995. He has extensive experience developing and preparing first-party property damage and business interruption claims, and complex insurance claims for asbestos, pollution, and human health exposures (APH). He has assisted clients in virtually all aspects of the insurance claims process. In addition, he provides financial advisory services to distressed entities in bankruptcy or pre-bankruptcy situations.

Prior to joining Stout, Michael was a Managing Director and co-founder of The Claro Group, LLC. Before that, he was a Principal in the Insurance Claims group of LECG, LLC. He began his career at Andersen, where he worked for more than 10 years, beginning with the Financial Statement Assurance practice and subsequently focusing on the resolution of complex financial disputes, financial advisory services, and insurance claims consulting.