Stout was engaged by counsel representing a large personal lines insurance company involved in several federal multi-state class action defense matters.  Work included reviewing, mining, and analyzing information from hundreds of structural damage claim files in order to assess the commonality and typicality of the homeowner claims in response to plaintiffs’ class action certification motions.  We also provided background and context for the application of an accounting concept that was at issue in relation to the manner in which the claims were settled.  We submitted expert reports and provided expert witness testimony.